Send money to family and friends anywhere with PayPeople! It’s easy and secure.

What is PayPeople?

PayPeople is a person-to-person payment service. This digital cash alternative makes sending and receiving money as easy as e-mailing or texting.

Whether it’s paying allowance, splitting the check, or sending a birthday gift, PayPeople allows you to quickly transfer money from your existing checking account or debit card account to almost anybody else’s. You’ll only pay a $1.00 convenience fee for each payment you send.


You initiate a payment from any device. Most recipients receive funds almost immediately.
(Note: some accounts might take 1-2 days to complete the transfer via ACH.)


No registration or setup required—the feature is ready to use online or with our mobile app.


Every transaction requires your debit card PIN, making it as safe as any debit transaction.


Ready to get started using PayPeople?

  1. Click “PayPeople” in your online or mobile banking application (found below “Transactions” within the navigation buttons)
  2. Enter recipient's name, e-mail address or mobile number, and the amount you wish to send
  3. You will be prompted to enter your existing debit card PIN
  4. The recipient receives an e-mail or text with a link to collect their funds

If you have questions or need assistance, please call us at (231) 399-0470 or toll-free (844) 377-5134 or e-mail us. Our customer service hours are Monday - Friday 8:00 a.m. - 5:00 p.m. and Saturday 9:00 a.m. - 12:00 noon.