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Add a checking account

  • Open your account with just $20
  • No minimum balance 
  • No monthly service fee
  • Receive your first 20 checks for free
  • Free detailed monthly statement (electronic or paper)
  • Unlimited check writing
  • Free Online Banking, Mobile Banking and Bill Pay
  • Free debit card or ATM card, with free ATM transactions at any State Savings Bank ATM
  • Also available to minors (age 14–17) when jointly held with a parent or guardian who has an established State Savings Bank deposit account.
  • FDIC Insured
Add Free CheckingContinue Without
  • Open your account with just $100
  • No monthly service charge with a minimum daily balance of $1,000
  • Earn tiered interest on your money
  • Interest accrues daily and is paid monthly
  • Free standard personalized checks
  • Unlimited check writing
  • Free detailed monthly statement (electronic or paper)
  • Free Online Banking, Mobile Banking and Bill Pay
  • Free debit card or ATM card, with free ATM transactions at any State Savings Bank ATM
  • FDIC Insured
Add Community Interest CheckingContinue Without
  • Exclusively for customers age 55 or over
  • Open your account with just $20
  • No minimum balance
  • No monthly service fee
  • Free Silver Select checks, plus 25% off all other check orders
  • Free detailed monthly statement (electronic or paper)
  • Free money orders and cashier’s checks
  • Unlimited check writing
  • Online Banking, Mobile Banking and Bill Pay
  • Free debit card or ATM card, with free ATM transactions at any State Savings Bank ATM
  • FDIC Insured
Add Silver Select CheckingContinue Without
  • Online Banking Features
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  • CUSTOMER CARE CENTER

    (231) 399-0470

    Toll-free (844) 377-5134

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    Site Map

  • Beulah

    49 Benzie Blvd.
    P.O. Box 289
    Beulah, MI 49617
    Drive-Thru Available
    (231) 882-4462

     

    BIG RAPIDS
    Loan Center

    127 S. State Street
    Suite A
    Big Rapids, MI 49307
    (231) 598-9135

     

    CARO
    Loan Center

    208 N. State Street
    Caro, MI 48723
    (989) 286-3100

     

  • EMPIRE

    11470 S. Leelanau Highway (M-22)
    P.O. Box 476
    Empire, MI 49630
    (231) 326-4003

     

    FRANKFORT

    703 Main Street
    P.O. Box 1169
    Frankfort, MI 49635
    Drive-Thru Available
    (231) 352-9691

  • GAYLORD

    126 E. Main Street
    Gaylord, MI 49735
    (989) 448-8750

     
    HOUGHTON LAKE
    Loan Center

    Kimshire Plaza
    2760 W. Houghton Lake Drive
    Suite 200
    Houghton Lake, MI 48629
    (517) 881-7701

  • Suttons Bay

    212 N. St. Joseph Street (M-22)
    P.O. Box 718
    Suttons Bay, MI 49682-0718
    (231) 866-4601

     
    TRAVERSE CITY

    414 E. Front Street
    Traverse City, MI 49686
    (231) 486-6550

     

    LOAN CENTER

    416 E. Front Street
    Traverse City, MI 49686
    (231) 943-2543

     

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