Serving all of Otsego County and beyond.

126 E. Main Street
Gaylord, MI 49735
(989) 448-8750


Monday - Friday: 9:00 am - 5:00 pm

State Savings Bank is a full-service community bank dedicated to caring for the financial needs of our neighbors in Otsego County. We offer checking and savings accounts, CDs, IRAs; mortgage, home equity, consumer, and commercial loans; and business cash management including ACH and remote deposit.