Merchant Credit Card Services

State Savings Bank is proud to partner with Traverse City-based 1st National Payment Solutions to provide credit card services for businesses.


Click here for a complimentary, no-obligation quote for your business.


Would you like to speak directly with a State Savings Bank representative? Contact us at (231) 399-0445 or send us an e-mail.

Image of Credit Card Devices



• You will not find a better deal on equipment or processing rates. 1NPS will not increase rates over time.

Funds Availability

• Deposits from processing will be available in your State Savings Bank account the next business day.

Service & Support

• 1NPS is local. If you need a site visit we are there, that same day or night.  

• 24-hour toll-free phone support for after hours.  

• Deal directly with your State Savings Bank agent.  Bank representatives have full access to Merchant Account activity.


• 1NPS is certified on the top platforms and payment gateways in the industry.

• We support 99% of payment terminals, POS, and software applications available.


• All equipment and applications provided by 1NPS are fully EMV chip card and PCI compliant.

• Processing on the top bancard networks ensures cardholder security.