Treasury Management

Local people. Powerful solutions.

We help businesses collect payments, make payments, protect their accounts and manage cash—backed by technology that works and a local team that’s here when you need us.

Contact our treasury management team to learn more about how easy it is to manage your business or organizational finances with the help of State Savings Bank. Call (231) 399-0475 or email treasury@ssbankmi.com.

 

GET PAID
Receivables Management

Make it easier to collect money and get it into your account faster.

  • ACH Collections
  • Remote Deposit Capture
  • Lockbox Services
  • Merchant Services
  • Same-day Deposit Capabilities

PAY BILLS AND EMPLOYEES
Payables Management

Simplify payments while maintaining control over who can move money from your accounts.

  • ACH Payments
  • Wire Transfers
  • Online Account Transfers
  • Payroll & Vendor Payments
  • Dual Approval and Limits

PROTECT YOUR BUSINESS
Fraud Protection

Put controls in place to help stop fraudulent activity before it becomes a problem.

  • Check Positive Pay
  • ACH Positive Pay
  • Exception Reporting
  • User Controls
  • Dual Approval & Limits

 

KNOW WHERE YOUR MONEY STANDS  
Information and Reporting

Get the information you need to manage your cash effectively.

  • Real-time account information
  • Balance & transaction reporting
  • Check images
  • Payment reporting
  • Account reconciliation
  • Multiple-account visibility

MAKE YOUR CASH WORK HARDER
Liquidity Management

Put excess cash to work while maintaining the liquidity your business needs.

  • NOW Sweeps
  • Line of Credit Sweeps
  • Automated Transfers
  • Cash Concentration
  • ICS®
  • CDARS®

ACCEPT PAYMENTS
Merchant Services

Make it easy for your customers to pay while keeping transactions secure.

  • Credit & debit card processing
  • Point-of-sale solutions
  • Online payments
  • Reporting
  • Secure payment technology

 

Why Businesses Choose State Savings Bank

Local Service

Work with people who know Northern Michigan businesses and are available when you need them.

Better Control

Give the right people access to the right accounts and payment capabilities.

Less Manual Work

Automate payments, collections, transfers and reporting.

Stronger Protection

Add controls designed to help identify and prevent fraudulent activity.

Better Cash Flow

Know where your money is, when it’s coming in and where it’s going.