Locations / Hours

EMPIRE

11470 S. Leelanau Highway (M-22)
(231) 326-4003

Lobby Hours

Monday - Thursday: 9:00 am - 4:00 pm
Friday: 9:00 am - 5:00 pm

 

FRANKFORT

703 Main Street
P.O. Box 1169
(231) 352-9691

Lobby Hours

Monday - Thursday: 9:00 am - 4:30 pm
Friday: 9:00 am - 5:00 pm
Saturday: 9:00 am - Noon

Drive-up Hours

Monday - Thursday: 8:00 am - 5:00 pm
Friday: 8:00 am - 5:00 pm
Saturday: 8:00 am - Noon

 

Loan Center

527 Main Street
(231) 352-5347

Hours

Monday - Friday: 9:00 am - 5:00 pm

 

GAYLORD

Loan Center

126 E. Main Street
(989) 448-8750

Hours

Monday - Friday: 8:00 am - 5:00 pm

 

GRAYLING

Loan Center

234 E. Michigan Ave.
Grayling, MI 49738
(989) 448-2475

Hours

Monday - Friday: 9:00 am - 5:00 pm

 

TRAVERSE CITY

Loan Center

416 E. Front Street
(231) 943-2543

Hours

Monday - Friday: 8:00 am - 5:00 pm

 

Investment Advisory Services

216 Cass Street
(231) 943-2733

Hours

Monday - Friday: 8:00 am - 5:00 pm

 

ATM Locations


BENZONIA

Central State Bank Benzonia Office (1669 Benzie Highway)

Shop-N-Save (1747 Benzie Highway)

 

BEULAH

Central State Bank Beulah Office (49 Benzie Boulevard, U.S. 31)

 

EMPIRE

Empire Office (11470 S. Leelanau Hwy)

 

FRANKFORT

Frankfort Office (703 Main Street)

Family Fare (Forest Avenue)

 

GAYLORD

Gaylord Loan Center (126 E. Main Street)

 

TRAVERSE CITY

Traverse City Loan Center (416 E. Front Street)