Investment Management & Trust Services in Northern Michigan
Local Guidance, Long-Term Confidence
At State Savings Bank, we believe investing should feel personal and uncomplicated. Our investment services are designed to help you plan for the future with confidence, whether you’re building wealth, planning for retirement, or managing a legacy for the next generation.
Through our partnership with Clearstead, an experienced independent financial advisory firm, we’re able to offer clients access to a broader range of investment tools and specialized expertise, all delivered with the personal attention you expect from State Savings Bank.
Our Investment & Personal Trust Services
Financial Planning
We develop custom strategies for the growth, preservation, and transition of your welath, wherever you are in northern Michigan.
Investment Management
State Savings Bank provides disciplined, transparent investment management processes and tools guided by your goals.
Personal Trust Services and Family & Estate Planning
Ensure your assets are protected and your legacy endures. Let us help you preserve what matters most for you and your family.
Tax Planning & Preparation
We can help you manage the impact of taxes now and in the future.
Comprehensive Retirement & Education Planning
Planning for retirement or seeking guidance on future education costs? Prepare for what’s ahead with confidence through State Savings Bank.
Our Philosophy
Every financial journey is different. That’s why we take a thoughtful, comprehensive approach to trust services, investment management and financial planning in northern Michigan — aligning your investment strategy with your life goals, values, and risk comfort. We focus on clarity, consistency, and trusted relationships to help you make informed decisions at every stage of life.
Let’s Start the ConversationYour financial goals deserve a partner who understands both your needs and your community. Meet Relationship Manager Tammy Liss who can help you get started and connect you with the right financial solutions. Call Tammy at (231) 252-8017 or email tliss@ssbankmi.com.
Investment services, offered by Clearstead Advisory Solutions, and trust services, offered by Clearstead Trust, are not services of State Savings Bank. State Savings Bank is not an affiliate of Clearstead Advisory Solutions or Clearstead Advisors. Clearstead Advisory Solutions is a division of Clearstead Advisors, LLC and an investment adviser registered with the SEC under the Investment Advisers Act of 1940. Investments are not FDIC-insured.