State Savings Bank, an Empire mortgage lender, has been financing homes in northwestern lower Michigan since 1901. To us, "up north" is more than a good place to buy real estate-it's home. Our Empire mortgage lenders can assist you in determining the home loan best suited for your needs. Ranging from mortgage lending to home equity loans and mortgage refinancing, our Empire mortgage loan officers can help you understand your options. State Savings Bank is proud to have been part of northwest Michigan’s history and we look forward to serving our growing communities and future generations.
Empire Home Loans
For more information, please contact our mortgage lenders at the following location:
EMPIRE OFFICE
Alan Luedtke can be reached at (231) 499-7627 or e-mail.
NMLS 556304
SUTTONS BAY OFFICE
Jackie Duncan can be reached at (231) 943-2548 or e-mail.
NMLS 1738924
State Savings Bank offers a wide range of mortgage financing options including:
Our Empire home loans have all the right features:
For more information, please contact our Empire office at (231) 326-4003.
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Are you interested in refinancing your Empire mortgage loan?
If you’re interested in refinancing your mortgage in Empire or Leelanau County, contact one of our Empire mortgage lenders to discuss your options. Since 1901, State Savings Bank has been caring for the financial needs of our neighbors in northwest Michigan.
Are you looking for a new home loan in Empire?
The Empire mortgage lending specialists at State Savings Bank are ready to help you. State Savings Bank has been financing homes in Empire and northwestern lower Michigan since 1901. Because our roots run deep in here, we can better serve you—whether you're buying a home, refinancing your home loan, investing for your future, or just looking for a friendly place to bank.
State Savings Bank has demonstrated leadership and stability during times of both economic growth and financial uncertainty. We’ve weathered the Great Depression, two World Wars and the horror and upheaval of the 9/11 attacks. Our bank has been witness to the first credit card, the birth of the ATM, the advent of online banking, and the 2008 financial crisis. Through it all, State Savings Bank has stood strong. Today, we remain a well-capitalized and safe, sound financial services provider.
As this region has grown, State Savings Bank has expanded to meet the changing financial needs of northwest Michigan. Since establishing our original location in Frankfort more than a century ago, we now have loan centers in Gaylord and Traverse City, an investment services office in Traverse City, and banking offices in Frankfort and Empire. State Savings Bank is a subsidiary of CS Bancorp, along with Central State Bank, which has offices in Beulah and Benzonia.
Our employees live, work and volunteer in our communities, so when you bank with us, you're being taken care of by someone who knows you. You'll always receive individual attention—the kind of personal attention you would expect from a good neighbor.
Are you considering contacting a mortgage lender in Empire? Call a Empire mortgage loan officer at State Savings Bank today!
- Fixed Rate Mortgages
- ARMs (Adjustable Rate Mortgages)
- Zero Down Payment Mortgages
- Construction Loans
- Second-Home Mortgages
- Vacant Land Loans
- Mortgage Refinancing
- Competitive Rates
- Reasonable Closing Costs
- Flexible Terms
- Fast Turnaround
- Free Consultation
- No Application Fees