Mortgage Loans

State Savings Bank has been financing homes in northwestern Lower Michigan since 1896. To us, "up north" is more than a good place to buy real estate – it's home.


You can apply for a mortgage loan online or contact a lender to learn more. 


State Savings Bank offers a wide range of mortgage financing including:

  • Fixed-Rate Mortgages
  • ARMs (Adjustable Rate Mortgages)
  • Zero-Down Payment Mortgages
  • Construction Loans
  • Second-Home Mortgages
  • Vacant Land Loans
  • Refinancing

The Right Features.....

  • Competitive Rates
  • Reasonable Closing Costs
  • Flexible Terms
  • Fast Turnaround
  • Free Consultation
  • No Application Fees

Find out more about our special Homeowner Privileges®Program!