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Select from the following products

  • Open your account with just $20
  • No minimum balance 
  • No monthly service fee
  • Receive your first 20 checks for free
  • Free detailed monthly statement (electronic or paper)
  • Unlimited check writing
  • Free Online Banking, Mobile Banking and Bill Pay
  • Free debit card or ATM card, with free ATM transactions at any State Savings Bank ATM
  • Also available to minors (age 14–17) when jointly held with a parent or guardian who has an established State Savings Bank deposit account.
  • FDIC Insured
Select Free Checking
  • Open your account with just $100
  • No monthly service charge with a minimum daily balance of $1,000
  • Earn tiered interest on your money
  • Interest accrues daily and is paid monthly
  • Free standard personalized checks
  • Unlimited check writing
  • Free detailed monthly statement (electronic or paper)
  • Free Online Banking, Mobile Banking and Bill Pay
  • Free debit card or ATM card, with free ATM transactions at any State Savings Bank ATM
  • FDIC Insured
Select Community Interest Checking
  • Exclusively for customers age 55 or over
  • Open your account with just $20
  • No minimum balance
  • No monthly service fee
  • Free Silver Select checks, plus 25% off all other check orders
  • Free detailed monthly statement (electronic or paper)
  • Free money orders and cashier’s checks
  • Unlimited check writing
  • Online Banking, Mobile Banking and Bill Pay
  • Free debit card or ATM card, with free ATM transactions at any State Savings Bank ATM
  • FDIC Insured
Select Silver Select Checking
  • Open your account with just $20
  • No monthly service charge on accounts with a daily minimum balance of $300
  • Receive an easy-to-read quarterly statement
  • Interest accrues daily and is paid monthly
  • Free Online  Banking and Mobile Banking
  • Free ATM card available, with free unlimited transactions at any State Savings Bank ATM
  • Free debit card available if linked to a checking account
  • Limits on preauthorized transfers and withdrawals
  • FDIC Insured
Select Statement Savings
  • Open your account with just $2,500
  • No monthly service charge on accounts with a daily minimum balance of $2,500
  • Free detailed monthly statement (electronic or paper)
  • Earn tiered interest on your money
  • Interest accrues daily and is paid monthly
  • Limits on check writing and preauthorized transfers and withdrawals
  • Free Online Banking and Mobile Banking
  • Free debit card or ATM card available, with free unlimited transactions at any State Savings Bank ATM
  • FDIC Insured
Select Money Market
  • Online Banking Features
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  • Help
  • Mobile Banking
  • Mobile Remote Deposit
  • Mobile Wallet
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  • Benzonia

    1669 S. Benzie Highway
    P.O. Box 186
    Benzonia, MI 49616
    (231) 882-4476

     

    BEULAH

    49 Benzie Blvd.
    P.O. Box 289
    Beulah, MI 49617
    (231) 882-4462

     

     

     

    Site Map

  • Big Rapids

    Loan Center

    115 Ives Ave., Ste. A
    Big Rapids, MI 49307
    (231) 202-1136

     
    CARO
    Loan Center

    (989) 996-0215
     

    EMPIRE

    11470 S. Leelanau Hwy. (M-22)
    P.O. Box 476
    Empire, MI 49630
    (231) 326-4003

     

  • Frankfort

    703 Main Street
    P.O. Box 1169
    Frankfort, MI 49635
    (231) 352-9691

     

    Loan Center

    527 Main Street
    Frankfort, MI 49635
    (231) 352-5347

     

    GAYLORD

    126 E. Main Street
    Gaylord, MI 49735
    (989) 448-8750

  • Houghton Lake

    Loan Center

    6868 W. Houghton Lake Drive
    Houghton Lake, MI 48629
    (517) 881-7701

     

    SUTTONS BAY
    Loan Center

    212 N. St. Joseph Street (M-22)
    P.O. Box 718
    Suttons Bay, MI 49682-0718
    (231) 866-4601

  • Traverse City

    414 E. Front Street
    Traverse City, MI 49686
    (231) 486-6550

     

    Loan Center

    416 E. Front Street
    Traverse City, MI 49686
    (231) 943-2543

     


    216 Cass Street
    Traverse City, MI 49684

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