Bank With Us on Main Street in Gaylord

DEC. 2018 – State Savings Bank has launched full-service banking in Gaylord. The office, located at 126 E. Main Street and the corner of S. Elm Street, offers a full range of personal and business banking; mortgage, commercial and consumer lending.

The full-service office is led by Karen McCaffrey, Assistant Vice President. Karen brings more than 30 years of retail banking experience to her position.

Karen is joined by Theresa Taskey who will serve as a Customer Relationship Manager. Theresa has more than eight years of banking experience.

Since opening as a loan center in January 2015, State Savings Bank has become one of the leading residential mortgage lenders in Otsego County, with the team of Camille Kenyon and Beth Glazier. Commercial and business banking services are provided by Tim Hall, Melissa Wilkie and Elaine O’Neill.

Bank hours are Monday through Friday 9:00 a.m. until 5:00 p.m. The office phone number is (989) 448-8750.

State Savings Bank was established in Frankfort in 1901. The bank has offices in Traverse City, Gaylord, Frankfort, Empire, Beulah and Benzonia and a loan center in Houghton Lake. For more information, visit or email