Personal Banking in Northern Michigan
Personal banking in northern Michigan just got easier.
From free checking and savings accounts to money market accounts and CDs, State Savings Bank has the right fit for your banking needs. With full-service office locations in Traverse City, Gaylord, Frankfort, Beulah, Empire, Suttons Bay, and beyond, our team is here to help—because banking in northern Michigan should feel as personal as the communities we serve.
Checking Accounts
Open a new Free Checking, Community Interest Checking, or Silver Select Checking account to meet your personal banking needs right here in northern Michigan. Whether you're looking to open a checking account with no monthly service fee, or want to earn interest on your balance, State Savings Bank offers the solution. Explore which of State Savings Bank's checking accounts is the right fit for you.
Which Checking Account is Right for Me?
Money Market Accounts
State Savings Bank Money Market accounts offer premium rates for the serious investor—allowing you to earn a higher interest rate while maintaining easy access to your funds. Open your Money Market account with just $2,500 and discover our personal approach to northern Michigan banking.
Savings Accounts
State Savings Bank offers a Statement Savings, Premier Sasvings, and Christmas Club account, each with its own special rates and features, to best suit your savings goals and personal banking needs in northern Michigan. Find out more about State Savings Bank's savings options and open your account today.
State Savings Bank CDs
Certificates of Deposit (CDs) are a trusted way to earn higher interest on money you won't need in the near future, with the security of FDIC insurance. Discover how you can grow your savings with State Savings Bank CDs—trusted personal banking, close to home in northern Michigan.