Locations/Contact Us


To reach your local office, click below:

Beulah (Benzie County)

Big Rapids Loan Center (Mecosta County)

Caro Loan Center (Thumb area)

Empire (Leelanau County)

Frankfort (Benzie County)

Gaylord (Otsego County)

Houghton Lake Loan Center (Roscommon and Crawford Counties)

Suttons Bay (Leelanau County)

Traverse City (Grand Traverse County)

Traverse City Loan Center


If you have a general inquiry, please call (231) 352-9691 or send a text message during business hours to (231) 399-4799.

E-mail:  help@ssbankmi.com

Please do not send account numbers, Social Security numbers, or other personal identification information via email.


Need help with online banking? Click here to visit our Help page to get answers to your questions.

The ABA routing number for State Savings Bank is 072406506.