Discover "Yes, I can!" Banking
State Savings Bank offers full-service banking throughout northern Michigan — including personal and business banking, mortgage and consumer lending—and a refreshing “Yes, I can!” approach to customer service.
From exceptional Online Banking to free ATM transactions, banking with State Savings Bank is convenient, innovative and user-friendly. Ready to get started? Learn more about opening a checking or savings account here, over the phone, or stop into one of our offices. Check out a list of our locations.
Visit One of Our Full-service Offices
State Savings Bank has full-service banking offices in Benzonia, Beulah, Empire, Frankfort, Gaylord and Traverse City. Click here for complete hours at each location.
We Refund Other Banks’ ATM Surcharges!
State Savings Bank will refund up to $20 of other banks’ terminal surcharges each statement cycle! Plus, you can withdraw funds at any ATM without a “foreign ATM charge”—up to five transactions per statement cycle. Learn more about ATM refunds.
Exceptional Online Banking
Online Banking allows you to manage your finances from your computer, tablet, or smartphone. Whether you’re looking to check your accounts, pay a bill, or transfer money to another account, our interface is intuitive and easy to use. Learn more online banking.
Mobile Remote Deposit
With Mobile Remote Deposit, it’s easier than ever to deposit a check into your account wherever you are, whenever it’s convenient for you. Download the State Savings Bank mobile app, log in to your Online Banking account, and take a photo of your check to instantly make a deposit—no trip to the bank required. Learn more about Mobile Remote Deposit.
Download Our Mobile App
With the State Savings Bank Mobile App, you can do all your banking right on your phone or tablet. Our app is available in Google Play and the Apple App Store and is compatible with Android and iOS operating systems. You can check your accounts, make a transfer, pay a bill, or even deposit a check via Mobile Remote Deposit. Learn more about our mobile app.
Deposit Cash and Checks at Our ATMs
Our ATMs in Traverse City and Gaylord can accept cash and check deposits 24 hours a day, seven days a week. ATM locations.
Manage Your Finances with miMoney
As part of Online Banking, we also provide an exclusive personal finance management tool to our customers for free! miMoney allows you to track your spending in real time, and helps you save money for your next vacation or big purchase by setting budgets. You can access miMoney within Online Banking, and you can download the free miMoney app from Google Play or the Apple App Store. Learn more about miMoney.