Discover “Yes, I can!” Banking


State Savings Bank offers full-service banking throughout northern Michigan — including personal and business banking, mortgage and consumer lending—and a refreshing “Yes, I can!” approach to customer service. 

Open Your Account

Clip Art of PeopleVisit One of Our Full-service Offices
State Savings Bank has full-service banking offices in Beulah, Empire, Frankfort, Gaylord, Suttons Bay and Traverse City. Click here for hours at each location.

Clip Art of MoneyWe Refund Other Banks’ ATM Surcharges!
State Savings Bank will refund up to $20 of other banks’ terminal surcharges each statement cycle! Plus, you can withdraw funds at any ATM without a “foreign ATM charge”—up to five transactions per statement cycle. Learn more.

Clip Art of ComputerExceptional Online Banking
Online Banking allows you to manage your finances from your computer, tablet, or smartphone. Whether you’re looking to check your accounts, pay a bill, or transfer money to another account, our interface is intuitive and easy to use. Learn more.

Clip Art of CheckMobile Remote Deposit
With Mobile Remote Deposit, it’s easier than ever to deposit a check into your account wherever you are, whenever it’s convenient for you. Download the State Savings Bank mobile app, log in to your Online Banking account, and take a photo of your check to instantly make a deposit—no trip to the bank required. Learn more.

Clip Art of Mobile PhoneDownload Our Mobile App
With the State Savings Bank Mobile App, you can do all your banking right on your phone or tablet. Our app is available in Google Play and the Apple App Store and is compatible with Android and iOS operating systems. You can check your accounts, make a transfer, pay a bill, or even deposit a check via Mobile Remote Deposit. Learn more.

Open Your Account