Mobile banking just got better!
To access your statements, navigate to your Person Icon in the upper left hand corner and then select “Statements & documents.”
Latest News
- Welcome, Brittany! JUNE 2026 – We are pleased to welcome Brittany Elkins as a Mortgage Originator at our Big Rapids office.
- We've Launched Investment & Trust Services MAY 2026 – We have partnered with Clearstead, a Midwest-based independent advisory firm, to provide customers with access to Investment and Trust services.
- Join Our Team! We're looking for people with a "Yes, I can!" attitude. Click for more...
Northern Michigan Full-Service Community Bank
State Savings Bank is a full-service community bank dedicated to caring for the financial needs of our neighbors in northwest Michigan.
Our Services
As a leading Northern Michigan bank, our services include comprehensive personal, business, and loan services. We offer checking and savings accounts, CDs, IRAs, mortgages, home equity, consumer, and commercial loans, and business cash management, including ACH and remote deposit.
Explore our full range of services:
Our Locations in Northern Michigan & Beyond
After first opening our doors more than 130 years ago, we now have banking offices in Beulah, Empire, Frankfort, Gaylord, Suttons Bay, and Traverse City, and loan centers in Big Rapids, Caro, and Houghton Lake.
Contact Our Team of Experts
Need help or ready to get started? Our team of experts is here to assist you. With decades of experience and a commitment to our community, we're available to answer your questions and guide you through our services.
Contact Our Customer Care Center
Why Choose State Savings Bank
Our employees live, work, and volunteer in our communities, so when you bank with us, you're being taken care of by someone who knows you. You'll always receive individual attention—the kind of personal service you'd expect from a good neighbor. That's what makes us the "Yes, I can!" bank.