Building, buying or refinancing?

 

We can make it happen—fast.

 

Apply for a mortgage loan online by clicking here

Stay Safe, Stay Healthy


We care about the health of our customers and team members. In order to help reduce the spread of coronavirus (COVID-19), please do the following when visiting our offices:

•  Wear a face mask or other covering over your nose and mouth. 

•  Maintain a distance of six feet from others.

•  Consider using other options for banking  such as online banking, drive-thru, ATM, night depository or banking by mail.

We are here to help.



Questions about your mortgage or home equity loan? We're here for you. Call or send an e-mail.

 

 

Contact your lender

Mobile Remote Deposit

 

Deposit a check into your account wherever you are, whenever it’s convenient for you.
 

 

Find out more

E-statements are better


For greater security and convenience, switch to electronic statements.

It's easy. Just log in to Online Banking and go to Settings/Statement Delivery, then make your selection under "Delivery Type."

We are here to help.



Questions about your mortgage or home equity loan? We're here for you. Call or send an e-mail.

 

 

Contact your lender

Check out with Mobile Wallet!


Carry your State Savings Bank debit card information right on your mobile device.

 

Learn more

We are here to help.



Questions about your mortgage or home equity loan? We're here for you. Call or send an e-mail.

 

 

Contact your lender

Home Improvement Time!


A home equity loan from State Savings Bank is a fast and affordable way to tackle your dream project.
 

Get started

Discover “Yes, I can!” Banking


 

Learn more about our refreshing approach to customer service

Protect your card—from your phone!

 

Download SecurLOCK Equip from your app store. It is fast and FREE.

 

Learn more

Discover “Yes, I can!” Banking


 

Learn more about our refreshing approach to customer service

Latest News

 

 
State Savings Bank is a full-service community bank dedicated to caring for the financial needs of our neighbors in northwest Michigan. 

After first opening our doors more than 115 years ago, we now have banking offices in Benzonia, Beulah, Empire, Frankfort, Gaylord, and Traverse City and loan centers in Big Rapids, Caro and Houghton Lake. State Savings Bank offers checking and savings accounts, CDs, IRAs; mortgage, home equity, consumer, and commercial loans; and business cash management including ACH and remote deposit. 

Our employees live, work and volunteer in our communities, so when you bank with us, you're being taken care of by someone who knows you. You'll always receive individual attention—the kind of personal service you'd expect from a good neighbor.