Open an account and enjoy the show!

Switch your checking account to State Savings Bank or get a loan, and we'll give you free passes to catch a movie at your local theatre!

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Free Coin Machine



For a limited time, State Savings Bank customers are invited to bring your piggy bank to our Beulah office and walk out with those coins converted to cash!

Need a Grad Gift Idea?


Our gift cards are exactly what your graduate wants!


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Need a hand? We’ve got answers.




Contact our Customer Care Center.

E-statements are better!


For greater security and convenience, switch to electronic statements.




Click for 5 reasons to make the switch

We’ve got history together.

Since 1896, State Savings Bank has been caring for the financial needs of our neighbors in northern Michigan. Because our roots run deep here, we can better serve you.


Learn more about our history

Taking Shape!


Construction continues at our new Traverse City office.





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Discover “Yes, I can!” banking

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Latest News


State Savings Bank is a full-service community bank dedicated to caring for the financial needs of our neighbors in northwest Michigan. 

After first opening our doors more than 125 years ago, we now have banking offices in Beulah, Empire, Frankfort, Gaylord, Suttons Bay and Traverse City and loan centers in Big Rapids, Caro, and Houghton Lake. State Savings Bank offers checking and savings accounts, CDs, IRAs; mortgage, home equity, consumer, and commercial loans; and business cash management including ACH and remote deposit. 

Our employees live, work and volunteer in our communities, so when you bank with us, you're being taken care of by someone who knows you. You'll always receive individual attention—the kind of personal service you'd expect from a good neighbor. That's what makes us the "Yes, I can!" bank.