We will soon be launching a new, powerful integrated personal financial manager

We've launched full-service banking in Gaylord with personal and business accounts, and mortgage, consumer and commercial loans.

Switch your checking account to State Savings Bank or take out a loan, and we’ll give you a free pie from Grand Traverse Pie Company, The Cherry Hut or BJ’s Restaurant & Catering!

We now offer full-service banking in downtown Traverse City — including personal and business accounts, and mortgage and consumer loans. And there's lots of free parking in back!
 

We are excited to announce that State Savings Bank and Central State Bank are combining into one bank. This is a positive change that you have been asking for — and one that we have been looking forward to for a while.
 

Ready to get started? Open your checking or savings account online, over the phone, or stop into one of our offices.

Do you like helping people? We are hiring a full-time Customer Service Representative. Training provided and excellent benefits.

Since 1901, State Savings Bank has been caring for the financial needs of our neighbors in northwest Michigan. Because our roots run deep here, we can better serve you.